Competitive rates Policies that last a full year or 6 months depending on your preference Optional replacement coverage on new vehicles Earned first-accident forgiveness from many carriers Discounts for safety equipment such as airbags, anti-lock brakes, daytime running lights and anti-theft devices Discounts for safe practices such as not smoking Credit for defensive driving courses Account credit if you insure your home with the same carrier Protection for classic autos, antique autos, motorcycles, trailers, campers and motorhomes Convenient payment options, including automatic monthly bank account withdrawals or credit card payments |